Debt Debt Debt mo ay nakakasilaw - OFW Edition

You got that, I don't like debts. I do not like lending money for more than 500 Pesos(50AED). When somebody asks money I try not to lend them. But if it is below 50AED, I settled my mind that this amount will never go back in my hands. Lucky me if it comes back.

AANYWAAAAAYY.

Someone: Jul I need your help.
Jul: Kahit ano po wag lang pera. (BINGO) (Standard LINE) 


HOW TO BE FINANCIALLY READY?

1. Planning - This is a must to do for being financially stable. Planning is essential and it is always applied in everything. You gotta have a plan to secure your future financially.The question is what do you want when you reach your target money pot? Isn't it rewarding when youre in a financially happy stage??? like debt free. :D

2. Budget - This will help you be in control of your expenses. By budgeting your money you can a lot from necessities and wants (gadgets, leisure etc). Budget the basic needs vs your wants. Remember to buy the needs! needs are more important than wants. I came into a point where I do not like buying the latest gadget, the latest trend, I am devoted to simplicity and practicality. I am grateful of what I have. People - yuppies who are also OFWs please, save up.

3. Save money! make a certain percentage per pay day. This should be a must every month. Never wait for the month to end, You must sow the seed, before you can reap the harvest

4. I am an anti-credit card person. I used to have one. It is not that I am not responsible enough to handle or have one. I just don't want to worry about multiple payments each month. Tell you what a lot of OFWs are troubled in settling their credit card debts. We must not be complacent by the power of a credit cards privileges. REMEMBER - with credit card comes great responsibility!

5. Avoid loans. Do not invest if you are not confident with your earnings. DO NOT INVEST if you're going to be penniless due to uncertainties. BE SURE.

6. Never ask anyone to lend you money. - I don't ever wanna be in this case.If I do, that would be coins,

I can't think of anything anymore. I just do not like the feeling of having a debt, going to make a loan or being asked to lend money. Money I never liked money. No Money No honey. I have seen a lot of people living for money. Money as a source of happiness. Some say money makes us confident. But I say do not let the money dictate what you are.

"debt debt debt mo aaaayyy nakakasilaw lalalal..."

Birthday WISH LISH!!!!

Arranged by wants and needs LOL 

1.       See my partner

2.       Nike Air Jordan 5 Retro

3.       Clubmaster Eye glass - rayban

4.       Aviator - rayban

5.       Laptop – mac

6.       Earphones – senheiser beats whatever etc

7.       New watch – skagen or tissot

8.       Folding bike – dahon

9.       Omega – liniment, hindi yung watch J

10.   Salonpas stock

11.   Corporate clothes

12.   Handy cam – start posting or making videos for viddsee *wish 

Sony PJ530

13.   Sims 4 – oh my!

14.   Invest in condominium

Megaworld - Rockwell

15.   Invest insurance

Sunlife - Axa 

3   16.    Arabic Class
17.       Study MBA  *still looking for a school
18.       Get a car *uae – I WILL PASS Dubai licensure
  

Tagalog time with Zolika

Zolika - my self proclaimed emirati friend. Colleague at work.

----

Jul: Hello, is this Abdul Jabbar? Ok ok. check your PDA we have complaints raised in your site. lalalalalala... (on telephone) (smirks) (bursts) (laughed)
Zolika: what is so funny?
Jul: Do you know what is the meaning of Jabbar in tagalog/filipino?
Zolika: What? Tell me?
Jul: when you perspire in your armpits and there's a sweat mark in what you are wearing. We call that jabbar!
Zolika: you know in islam, Abdul Jabbar means powerful.
Jul: That explains everything dear! Powerful. Indeed!
Zolika: LOL (slaps me from behind)

The Rich Man's Daughter

I heard the soap from my friend who is apparently a Marian Rivera fan. She tagged me on facebook that there will be another ground breaking teleserye from GMA and this time it is lesbian themed. As a lesbian, I was more excited and jumpy comparing to the GMAs previews soap My Husband's Lover(Gay themed) - finally! Kudos GMA for being brave enough to feature such admirable shows. I am not a fan of GMA, but I really admire their bravery for supporting lgbt rights. Indeed a milestone if we're going to talk about the Philippine Television

Glaiza and Marian*suppose to be Jade  

I would have loved to see Marian Rivera play the leading role, but when I saw the pilot episode, Rhian Ramos is totally good and she's making me like her more and more for each episode. This is so not Kapuso of me but I think Rhian is gonna smash this show. 

Moreover, Rhian Ramos is playing the wealthy heiress named Jade Tanchingco, her family is actually Filipino-Chinese. This angle of the soap makes the whole set more complicated, cause it reminds me of ABS-CBNs My Binondo Girl. See Jade is the youngest and unica ija. Her father was disowned by her rich grandparents because he married a Filipina, eventually her mother bore his two brothers and then came Jade, who was the favorite grandchild. Which is quite confusing because Chinese loves and always want first born sons. Am I wrong? Anyway, Jade's grandparents finally accepted his father back into the family when Jade was born. BTW, Jade is very close to her father whom she calls "dada". 

Althea Guevarra portrayed by my new crush Glaiza de Castro, was actually a wedding coordinator and she met Jade in his brother's wedding. The part where they both laid eyes on each other reminded me of the movie Imagine me and you. I felt the magical chemistry between the two. I felt butterflies in my stomach. Seryoso kinilig ako....  I am loving the gazes between them, this is so intense! 

Glaiza and Rhian as Althea and Jade 

I hope the soap will last for a year. I hope this soap will not cause any issues especially for the stereotypes as Philippine TV is prone to these things. 

INTENSE DIBA? JEEEZ.. 

Hands UP!

I no longer have patience for certain things, not because I've become arrogant, but simply because I reached a point in my life where I do not want to waste more time with what displeases me or hurts me. I have no patience for cynicism, excessive criticism and demands of any nature. I lost the will to please those who do not like me, to love those who do not love me and to smile at those who do not want to smile at me.

I no longer spend a single minute on those who lie or want to manipulate. I decided not to coexist anymore with pretense, hypocrisy, dishonesty and cheap praise. I do not tolerate selective erudition nor academic arrogance. I do not adjust either to popular gossiping. I hate conflict and comparisons. I believe in a world of opposites and that's why I avoid people with rigid and inflexible personalities. In friendship I dislike the lack of loyalty and betrayal. I do not get along with those who do not know how to give a compliment or a word of encouragement. Exaggerations bore me and I have difficulty accepting those who do not like animals. And on top of everything I have no patience for anyone who does not deserve my patience.

Meryl Streep 

I feel you...